RupeeRedee - Personal Loan App

by Moneymitra IT Solution Private limited


Finance

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Looking for urgent personal loan? RupeeRedee will credit money in your account in 10 mins following...

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Looking for urgent personal loan? RupeeRedee will credit money in your account in 10 mins following simple application process. NBFC Lending Partner: FincFriends Private Limited which is a registered NBFC with RBI. Why RupeeRedee : Chota Loan Badi Khushi ⇒ Fast Loan Approval and Quick Disbursal: With 100% online process, get fast approval and quick loan disbursal. ⇒ Loan for All Purposes and Needs: Loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more.  ⇒ Flexible Interest Rates and Tenures: Flexi personal loans with interest rates from 12% to 36% p.a., depending on your credit score. Also, get flexible tenure options of 62 days to 6 months for repayment of the loan. ⇒Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure. Our Loan Offerings: 👉 Flexi Personal Loan - We offer personal loans ranging from ₹2,000 to ₹25,000 with short repayment tenures of 3-4 months. Documentation required for this loan consists of just a PAN card and proof of address 👉 Personal Loan for Self-Employed & Salaried - Personal Loans for Self-Employed ranges between ₹2000 to ₹30000 with flexible repayment terms from 3 to 6 months. You need PAN card & proof of address to avail this loan Top Features ✔Simple EMIs: Payback in 2-12 months at your convenience ✔100% Online: The application process is completely paperless ✔Complete Transparency: There are no hidden costs, all costs are mentioned on Application summary before processing of loan FincFriends Private Limited On Approval, get a direct bank transfer within minutes from our lending partner registered NBFC “Fincfriends Pvt Ltd”. FincFriends follow a dynamic risk-based pricing model with loan terms & rates described below Personal Loan Charges (Example): Loan Amount: From ₹2000 to ₹30000 Minimum Period of Payment (Minimum Tenure): 62 Days Maximum Period of Payment (Maximum Tenure): 365 Days Maximum Annual Percentage Rate (APR): 36% to 160% Interest Rate: 2.5 % to 3% per month Processing Fee: Starting 10% of Loan Amount (Inclusive of GST) Service Charges: Starting 3% of Loan Amount (Inclusive of GST) Representative Example of the total cost of loan is provided in example below: Description All Amount are in INR Loan Amount: ₹11000 Loan Tenure: 3 Months Processing Fees (10% Inc GST) = ₹1100 Service Charges (3% per EMI% Inc GST)= ₹990 Interest (32%)= ₹ 583.6 Amount Disbursed: ₹9900 Repayment Schedule Below: First Instalment: ₹4191 Second Instalment: ₹4191 Third Instalment: ₹4191 Total Repayment ₹12573 Eligibility: Must be an Indian National with a Valid Pan Card and Aadhaar Card Must be over the age of 18 years Minimum Monthly Income should be ₹15000 Steps to avail a loan: Install the RupeeRedee App Register with your Mobile no Enter basic information and verify your KYC by Aadhaar OTP or upload KYC documents Verify Bank Account Approved: Read & provide acceptance on the charges and Sign loan agreement Loan disbursed Documents Required: 1. Address Proof {acceptable documents - Aadhaar} 2. Selfie 3. PAN Card 4. Bank Account / Access to bank account details Why Rupeeredee Needs the following Permissions: Location - ACCESS_FINE_LOCATION Explanation: To collect and monitor the location of your device and access the serviceability of your loan application. This also helps in quicker credit risk decision and ensure KYC compliance as per guidelines of regulator Camera & Media Access - CAMERA, READ_EXTERNAL_STORAGE, WRITE_EXTERNAL_STORAGE Explanation: To capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulatorQueries:Mail: [email protected]:Vatika Triangle, 7th Floor, Mehrauli Gurgaon Road, Block B, Sushant Lok Phase I, Gurgaon, Haryana - 122002